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◈Smith Manoeuvre

1. Eligibility 1b. Verdict 2. Configure 3. Projection 4. Setup Plan

Monthly Cycle Compliance Ledger

Style:

Step 1 of 4

Are you suitable?

Seven questions. No answers are stored. We will tell you candidly whether the Smith Manoeuvre fits your profile before you run a projection.

Income and taxation

Household gross income

CAD, approximate

Province of residence

Home and mortgage

Home market value

Current mortgage balance

Years until renewal

0 if you are originating a new mortgage now

Registered accounts

TFSA and RRSP statusBoth substantially maxed (under 15K room combined)Partially used (15K to 50K room)Significant unused room (50K or more)

Horizon and temperament

Investment horizon until you need to unwind25 years or more20 to 25 years15 to 20 yearsLess than 15 years

If your portfolio dropped 40% next yearI would keep buying on scheduleI would pause buying but holdI would sell to sleep at night

Monthly admin tolerance30 minutes a month is fine for 25 yearsComfortable for a few years, skeptical long-termI want set-and-forget

Info:

Preview: Likely a good fit

You will see a full verdict on the next screen, including a three-line explanation and suggested next step (projection, WealthPath redirect, or stop).